{"id":3690,"date":"2026-10-27T09:33:29","date_gmt":"2026-10-27T09:33:29","guid":{"rendered":"https:\/\/rove.ro\/trainings-cpt\/szemelyes-koltsegvetes-es-penzugyi-tudatossag-muhelyfoglalkozas\/"},"modified":"2026-11-05T08:34:07","modified_gmt":"2026-11-05T08:34:07","slug":"szemelyes-koltsegvetes-es-penzugyi-tudatossag-muhelyfoglalkozas","status":"publish","type":"trainings-cpt","link":"https:\/\/rove.ro\/hu\/kepzesek-cpt\/szemelyes-koltsegvetes-es-penzugyi-tudatossag-muhelyfoglalkozas\/","title":{"rendered":"Szem\u00e9lyes k\u00f6lts\u00e9gvet\u00e9s \u00e9s p\u00e9nz\u00fcgyi tudatoss\u00e1g m\u0171helyfoglalkoz\u00e1s"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">A szem\u00e9lyes k\u00f6lts\u00e9gvet\u00e9s t\u00e9m\u00e1j\u00fa m\u0171helyfoglalkoz\u00e1s azoknak a fiataloknak sz\u00f3l, akik az \u00f6n\u00e1ll\u00f3 \u00e9letre k\u00e9sz\u00fclnek, \u00e9s szeretn\u00e9k megtanulni, hogyan gazd\u00e1lkodjanak felel\u0151ss\u00e9gteljesen a rendelkez\u00e9s\u00fckre \u00e1ll\u00f3 p\u00e9nz\u00fcgyi forr\u00e1sokkal. A j\u00f3l megtervezett k\u00f6lts\u00e9gvet\u00e9s nagyobb anyagi biztons\u00e1got, kevesebb k\u00e9nyszerhelyzetben meghozott d\u00f6nt\u00e9st \u00e9s nagyobb kontrollt jelent a saj\u00e1t p\u00e9nz\u00fcgyeid felett.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u0171helyfoglalkoz\u00e1son megtanulhatod, hogyan \u00e1ll\u00edts fel p\u00e9nz\u00fcgyi priorit\u00e1sokat, mik\u00e9nt k\u00fcl\u00f6nb\u00f6ztesd meg a sz\u00fcks\u00e9gleteket a v\u00e1gyakt\u00f3l, \u00e9s hogyan tegy\u00e9l f\u00e9lre p\u00e9nzt ak\u00e1r kisebb j\u00f6vedelemb\u0151l is. Megismerheted a sz\u00e1ml\u00e1k \u00e9rtelmez\u00e9s\u00e9nek m\u00f3dj\u00e1t, a bankk\u00e1rtya helyes haszn\u00e1lat\u00e1t, a felesleges elad\u00f3sod\u00e1s elker\u00fcl\u00e9s\u00e9nek lehet\u0151s\u00e9geit, valamint fogyaszt\u00f3k\u00e9nt \u00e9rv\u00e9nyes\u00edthet\u0151 jogaidat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A m\u0171helyfoglalkoz\u00e1st szem\u00e9lyre szabott, egy\u00e9ni mentor\u00e1l\u00e1si alkalmak eg\u00e9sz\u00edtik ki, amelyek minden r\u00e9sztvev\u0151 sz\u00fcks\u00e9gleteihez igazodnak.<\/p>\n\n\n\n<div style=\"height:37px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A foglalkoz\u00e1s a <strong><a href=\"https:\/\/rove.ro\/hu\/projektek-cpt\/grow\/\" data-type=\"link\" data-id=\"https:\/\/rove.ro\/hu\/projektek-cpt\/grow\/\" style=\"color: #00A69C;\">GROW \u2013 A gyermekv\u00e9delmi rendszerb\u0151l kiker\u00fcl\u0151 fiatalok \u00e1tmenete az akt\u00edv \u00e9s \u00f6n\u00e1ll\u00f3 \u00e9let fel\u00e9<\/a><\/strong> c\u00edm\u0171 projekt keret\u00e9ben val\u00f3sul meg, a \u201eSzem\u00e9lyes k\u00f6lts\u00e9gvet\u00e9s \u00e9s p\u00e9nz\u00fcgyi felel\u0151ss\u00e9gv\u00e1llal\u00e1s\u201d modul r\u00e9szek\u00e9nt.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A szem\u00e9lyes k\u00f6lts\u00e9gvet\u00e9s t\u00e9m\u00e1j\u00fa m\u0171helyfoglalkoz\u00e1s azoknak a fiataloknak sz\u00f3l, akik az \u00f6n\u00e1ll\u00f3 \u00e9letre k\u00e9sz\u00fclnek, \u00e9s szeretn\u00e9k megtanulni, hogyan gazd\u00e1lkodjanak felel\u0151ss\u00e9gteljesen a rendelkez\u00e9s\u00fckre \u00e1ll\u00f3 p\u00e9nz\u00fcgyi forr\u00e1sokkal. A j\u00f3l megtervezett k\u00f6lts\u00e9gvet\u00e9s nagyobb anyagi biztons\u00e1got, kevesebb k\u00e9nyszerhelyzetben meghozott d\u00f6nt\u00e9st \u00e9s nagyobb kontrollt jelent a saj\u00e1t p\u00e9nz\u00fcgyeid felett.<\/p>\n","protected":false},"featured_media":3691,"template":"","parent-project":[102],"course-status":[57],"course-organizer":[],"course-type":[],"class_list":["post-3690","trainings-cpt","type-trainings-cpt","status-publish","has-post-thumbnail","hentry","parent-project-grow","course-status-folyamatban"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Szem\u00e9lyes k\u00f6lts\u00e9gvet\u00e9s \u00e9s p\u00e9nz\u00fcgyi tudatoss\u00e1g m\u0171helyfoglalkoz\u00e1s - ROVE<\/title>\n<meta name=\"description\" content=\"Szem\u00e9lyes k\u00f6lts\u00e9gvet\u00e9s \u00e9s p\u00e9nz\u00fcgyi tudatoss\u00e1g m\u0171helyfoglalkoz\u00e1s fiataloknak: megtakar\u00edt\u00e1s, sz\u00e1ml\u00e1k, bankk\u00e1rtya, ad\u00f3ss\u00e1gok \u00e9s fogyaszt\u00f3i jogok. 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